Cashflow Forecasting
Clear cashflow models, scenario planning and reserves analysis so leaders can make decisions with foresight rather than reaction.
Cashflow is where strategy meets reality. Many organisations have a budget; far fewer have a live cashflow forecast they trust. The result is a slow accumulation of small surprises that compound into late-stage crises — payroll pressure, delayed projects, deferred decisions.
KA Consultancy builds clear, usable cashflow forecasts and reserves models for charities, social enterprises and SMEs — and supports the leadership conversations those models should be driving.
Who this is for
- CEOs and finance leads wanting a single source of truth on cash position.
- Boards seeking better forward visibility for governance decisions.
- Organisations carrying restricted income, project funding or capital commitments.
- Teams without a finance director but with growing complexity.
Common challenges we see
- —Spreadsheets that have evolved past their original purpose and broken in places.
- —Confusion between budget, P&L and actual cash position.
- —No clear reserves policy or stress-testing.
- —Restricted income tracked separately from cashflow, creating blind spots.
How KA Consultancy helps
We build a 12–24 month rolling cashflow model tailored to your organisation — restricted and unrestricted, scenario-ready, and simple enough for your team to maintain. Alongside it we work with you on a reserves policy that boards can actually use to make decisions.
Where useful, we sit in on finance and trustee meetings to help interpret the model and make the conversation more strategic.
Our process
- 01
Current-state review
Audit of existing forecasts, accounts and reserves position.
- 02
Model build
12–24 month rolling forecast with restricted/unrestricted split and scenarios.
- 03
Reserves & scenario planning
Stress tests, reserves policy and early-warning indicators.
- 04
Embedding & handover
Training your team to own the model and keep it live.
Benefits
- Confidence in the cash position 12+ months out
- Earlier sight of risk and opportunity
- Better trustee and funder conversations
- A reserves policy that informs real decisions
What you can expect from us
- A model your finance lead can maintain — not a black box.
- Clear, honest scenarios including downside cases.
- Practical reserves and policy recommendations.
- Ongoing review support if you want it.
Frequently asked questions
- Do you replace our accountant?
- No — we complement them. Accountants typically focus on historic reporting; we focus on forward-looking decision-making.
- What format is the model?
- Almost always Excel or Google Sheets, designed for your team to own and edit.
- How often should it be updated?
- Monthly at minimum, weekly during periods of cash pressure or rapid change.